国民年金は、保険料を支払うなど、受給資格を満たしている加入者が65歳に達したときや障害を負った時に、保険金を受け取ることができる制度です。日本人だけではなく、20歳以上の日本に住む外国人は加入の義務があります。
公的年金制度には、国民年金の他に、給与所得者が加入する厚生年金があります。
【国民年金加入】
市役所で住所登録をする際に、国民年金も加入することになりますが、留学生は同日に保険年金課の窓口にて保険料の免除申請をすることが出来ます。免除申請の結果通知は郵便で自宅に届きます。結果通知が届く前に、年金の請求書が届きますが、結果が届くまでは支払いをする必要はありません。結果は申請してから数か月後に届きます。免除申請は毎年行う必要があります。
※ 免除申請には学生証(正規生)と在留カードを持参してください。
※ 在留資格の再取得により再度住民登録をする場合は、改めて免除申請が必要です。
【保険料免除制度】
申請により、保険料の支払いが猶予・免除される制度があります。
1.学生納付特例
申請により、在学中の保険料の納付が猶予される制度です。正規生のみが対象。
申請書の記入例等はこちらをご覧ください。
学生納付特例申請書:市役所又は国民年金機構
2.納付免除・納付猶予
正規生以外の学生は、「学生納付特例制度」は適用されませんが、「納付免除・納付猶予」の申請が可能です。
申請書の記入例等はこちらをご覧ください。
納付免除・納付猶予申請書:市役所又は国民年金機構
3.手続きについて
○学生納付特例・免除猶予の結果が届くまで、お金は支払わないでください。
【National Pension System】
The National Pension system
The National Pension is a public pension system in which those who fulfill the conditions, such as paying insurance premiums, can receive payments when they reach the age of 65 or become disabled. Both Japanese and foreign residents over the age of 20 are required to enroll in the National Pension System.
The public pension system consists of the National Pension System and the Employees' Pension Insurance System enrolled in by the salary earner.
Japan Pension Service
Enrolling in the National Pension System
When you register your address at the city hall, you will also need to enroll in the National Pension System. However, on the same day as enrollment, international students can apply for an exemption from these payments at the Insurance Section. You will receive a notification of the results of your exemption application by mail. You will likely receive the bill for your premium before receiving the result of your application for exemption, but you do not have to pay until you get the results. It takes a few months to get the results after applying. You must submit an application for exemption every year.
* Please bring your student ID card (degree-seeking students) and Residence Card.
* You need to reapply for exemption in case you reregister as a resident because of the renewal of your residence card.
Exemption
There is a system for the postponement of or exemption from pension payment by application.
1."Special Payment System for Students" for Degree-seeking International Students
This system allows you to apply to postpone the payment of your pension premiums while you are an enrolled student. Only degree-seeking students are eligible.
See here for an example of how to fill in the application form.
Where to obtain a copy of the Application for Special Payment System for Students: NP service office
2.National Pension Contribution Exemption / Payment Postponement
Although Non-Degree-seeking students are not eligible for the "Special Payment System for Students", you can apply for an exemption (Nofu Menjo) or postponement (Nofu Yuyo) for payment of pension premiums.
See here for an example of how to fill in the application form.
Where to obtain a copy of the Application for Exemption / Postponement for Payment of Pension Premiums: NP service office.
3.Procedures at the city hall
Please do not make any payments until you receive the results of your application for the special payment system for students, exemption or, postponement.